Teresa has been a research specialist for almost 30 years. She joined Charterhouse as a Director in 2015. At Charterhouse Teresa has been responsible for both B2B and B2C research. She is specialist in both qualitative and quantitative research. Teresa is responsible for both ongoing RNPS tracking projects and also ad hoc projects. Her particular financial specialisms are Point of Sale Finance, Credit Card Payments, Payment Acceptance solutions and High Net Worth individuals. Teresa has a B.Sc. (Hons) degree in Sociology with Law and an MSc. in Applied Computing Technology. She is a Certified member of the Market Research Society.